Where the incumbents see exceptions, we see the customer.

The AI under the next generation of US Hispanic financial services.

Three years in production · Spanish at the core

The opportunity

65 million people. $2.7 trillion in purchasing power. The US Hispanic market is the seventh-largest economy in the world — and the fastest-growing demographic in the United States. For forty years they have been served the same way: walk into a branch, fill out an English form, hope the math fits. It doesn’t. We are building what does — with the AI tools that didn’t exist the last time anyone took a serious run at this market. Native models. Modern agentic infrastructure. Built from the operating layer up.

What kornugle powers

kornugle is the AI stack behind:

Klave

klave

Vehicle leasing · Live since 2023

klave.lat →
Cubierto

Cubierto

Insurance · United States

cubierto.ai →
Finazo

finazo

Financial comparison and content · United States

finazo.us →
Hogares

Coming soon.

The stack

The stack.

Built on the latest AI — not retrofitted to it. Spanish-native at the operating layer. Compliance built into the model layer, not bolted on top. Three years of continuous production on tooling the incumbents did not have access to when they built. Cost structure they can’t match. Fit they can’t match. Speed they can’t match.

Who’s behind it

Closely held. Built by internet-era pioneers.

kornugle is a closely held technology and investment company. The operators, advisors, and capital behind it built and exited financial-services companies during the early commercial internet — Citigroup, Intuit, Realtor.com — across mortgage, insurance, digital finance, and channel. They saw the opportunity then. They see it again now. The difference is the build: AI-native infrastructure for the next generation of US Hispanic customers.

Get in touch

Get in touch.

For partnerships and inquiries. We don’t sell to consumers — for that, go to the brands.

Get in touch →
NVIDIA Inception member · via Cubierto + Finazo